Dyrique Mendoza LLCOur Thinking
The Colleges

What they never taught you at MDC, FIU or FMU

You can graduate from any campus in the 305 and still never learn a credit score. The missing class.

By Dyrique Mendoza, Founder & Principal · Email
3 min read · Jun 2026
In brief

You can graduate from Miami Dade College, FIU, or Florida Memorial University — some of the most diverse campuses in the country — and still never take a single class on how a credit score works, how to fund a business, or how to build wealth.

That's not a knock on the schools. It's a gap in the entire system. The curriculum is built to make you a great employee — not an owner.

The missing class covers the things that actually move your life: personal vs. business credit, how funding really works, and how to protect what you build.

Brickell is a fifteen-minute drive from most of those campuses. The strategy taught inside its towers isn't smarter than you — it's just been kept behind a paywall. We teach it plainly, for the generation that's ready to own, not just work.

The gap is structural. Only 25 of 50 states require a personal-finance class to graduate — and the schools that skip it disproportionately serve Black and brown students (Hechinger Report / K-12 Dive). It compounds into an 8× racial wealth gap.

Consider this the first lecture.

The team
DM
Dyrique Mendoza
Founder & Principal, Dyrique Mendoza LLC
Miami native, building from 1221 Brickell for the founders the giants turn away. Believer in teaching the next generation to own, not just work.
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